Questions that ask about the organization of the passage want us to characterize the overall structural flow.
If we've already got a "Passage Map" in our heads, the correct answer should accord pretty well with that.
One tip I personally use for these questions:
The answer choices often start off the same/similar ways. A lot of times there isn't any divergence between answers until you get to the later ingredients. So I sometimes read the choices backwards, to see if the last ingredient makes sense. I still verify the whole answer, but sometimes scanning for acceptable final ingredients is a good way to save some time reading the answers.
What was the final ingredient in this passage?
The author's evaluation of legal plans and the overall negative consequences she predicts they'll have.
1st pass - (just checking the 'last ingredient')
A) no good. no proposed refinements were made.
B) no good. author was expressing DISapproval.
C) "rejected" seems harsh, but it's close enough to keep for now.
D) "argumentation" is a good match for "evaluation". Keep.
E) no good. "presentation of further data" is a poor match for "author's evalution".
Now I'd check (C) vs. (D).
C) 2nd ingredient seems weird. We never discussed how to "implement" a prepaid legal plan.
D) Perfect. Topic background --> other people's pros and cons --> author's evaluation.